This article points out that most of mid-income Americans have not saved enough for retirement and talks about the importance of having a written financial / retirement plan.
Steve
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CHARLOTTE, N.C.–(BUSINESS WIRE)–For middle-class Americans, retirement simply means a new phase of their working years, according to results from the sixth annual Retirement Fitness Survey from Wells Fargo & Company (NYSE:WFC). The survey found that 72% of middle-class Americans between the ages of 25 and 69 expect to work through their retirement years. The trend is driven both by deep deficits in personal retirement savings – 39% say they “will need to work” to make ends meet or maintain their lifestyles – and also by lifestyle choice, with 33% saying they will continue to work because they want to.
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